The People’s Own Savings Bank has reported a strong financial performance for 2025 posting a 19% increase in net profit as Zimbabwe’s banking sector navigated a tightening monetary environment and ongoing economic reforms. According to its latest abridged financial results, the bank recorded a net profit of ZWG275.02 million up from ZWG231.65 million in 2024. Total assets also grew significantly by 41% to ZWG3.83 billion reflecting what the institution described as “resilience in a volatile and dynamic operating environment”.
The bank said key revenue streams showed strong growth with net interest income more than doubling to ZWG399.10 million while fees and commission income rose by 96% to ZWG1.05 billion. “Key revenue streams including interest income, fees and commissions registered significant growth… resulting in net profit increasing by 19%,” the bank said in its report. Deposits also rose by 42% to ZWG1.94 billion supported by targeted mobilisation strategies aimed at expanding the customer base.
The People’s Own Savings Bank maintained strong liquidity and capital buffers, with its capital adequacy ratio closing the year at 38.96% well above the regulatory minimum of 12%. Its liquidity ratio stood at 78% more than double the required threshold underlining the bank’s capacity to meet financial obligations. The bank’s chairman, Kenias Mafukidze,said Zimbabwe’s economy remained on a growth path despite global headwinds with government revising its 2025 GDP forecast upwards to 6.6%.
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