Raesetja Rachel Shokane Kutumela. Picture: Screenshot of SABC News video The murder for insurance payout scourge has prompted police to establish a task team currently investigating more than 60 cases, with Gqeberha in the Eastern Cape identified as the epicentre of the deadly syndicates. This comes against the backdrop of the arrest of five people, including a school principal and a sergeant, in Limpopo in connection with a R10 million insurance for murder scheme linked to at least 10 murders.
Rachel Kutumela, who was based at Senwabarana police station, is alleged to be the mastermind and most of the payouts were made to her. She would distribute the cash to others. The accused face 47 charges, including 10 counts of murder, and the scheme operated between 2013 and 2024, until an informer tipped off the police.
National police spokesperson Brigadier Athlenda Mathe said one syndicate was believed to be responsible for at least 18 killings in KwaNobuhle, Motherwell and KwaDwesi. “We are investigating about 62 cases so far, and the number can go up,” she added. Another suspect is allegedly linked to 14 murders, while a third to six and a fourth to eight cases.
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Mathe said this has become a booming business for criminals who insure people close to them and then murder them. “Quite an unfortunate incident. These are innocent people who lost their lives,” she said.
The Forum for South Africa (Fosa) said it was concerned at the rise of such crimes, warning the exploitation of insurance systems reflects the commercialisation of violent crime. Fosa leader Tebogo Mashilompane said stronger verification processes were needed when life policies were issued, particularly where beneficiaries may not have a clear financial relationship with the insured person.
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